OUR PRIVACY PLEDGE TO YOU

As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information.

We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.

NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS


We, our, and us, when used in this notice, mean Warren Bank and Trust Company.

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

    • Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
    • Deposit accounts
    • Loan accounts
    • Safe deposit box
    • Retail installment contract we hold and service
    • Self-directed Individual Retirement Account
    • Financial, investment, or economic advisory services

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms
    Nonpublic personal information means information about you that we collect on connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to men nonpublic personal information as defined in this section.

    An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

    A Nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

THE INFORMATION WE COLLECT

We collect information about you from the following sources:
    • Information you give us on applications or other forms
    • Information about your transactions with us
    • Information about your transactions with other parties
    • Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATION AND OTHER PARTIES

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

AUTHORIZED SHARING-JOINT MARKETING

We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
    • Information you give us on an application or other forms, such as:
      * Name
      * Address

    • Information about your transactions with us, such as:
      * Name
      * address

    We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.

    State Limitations
    We will not share any information derived from deposit relationships with us about customers who reside in the following state(s):
      • Massachusetts

    Types of Businesses
    We may disclose information pursuant to joint marketing agreements to the following types of businesses:
    • Financial service providers, such as:
      * Insurance agents


    Reason For Disclosing
    We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services.

     

Equal Housing Lender
201 South Main
P.O. Box 350
Warren, Arkansas 71671
Phone: 870-226-2621
Member FDIC